Critical illnesses and disabilities

• Critical Illness Insurance is designed to cover those critical illnesses which could have a severe impact on your lifestyle.
• If you choose to buy Critical Illness Cover, it will only pay out if you are diagnosed with one of the providers' specified critical illnesses or disabilities listed on the policy during the period of cover and are eligible to claim.
• Usually (at no extra cost) children are also covered for the critical illness and disabilities listed,  subject to terms and conditions.
• Advances in medicine and technology mean that traditional views of critical illnesses are changing. For example, not all types of cancer are covered by this insurance, because not all types of cancer have a severe impact on lifestyle if discovered early enough.
• Please remember that the heading of each critical illness is only a guide to what is covered.